This is possibly the most sexist idea we’ve presented so far, but I’m not going to let that stop us! I’m sure you’ve often heard woman complain that their husband doesn’t want a wife – he wants a cook cleaner/launderer ect.

Do you know what in some cases that’s true! There are many men who just want someone to do the chores for them without an emotional or romantic attachment, so why not offer the service?

The idea here is for a ‘Rent-A-Wife’ service, whereby men can pay someone by the hour to do all the stuff they might normally expect of a spouse.

Duties would include cooking, cleaning and laundry as well as any other chores and errands the customer needed doing.

Offering a service would generate a huge amount of publicity and controversy, but there’s no denying it would appeal greatly to men who simply don’t want any additional commitment or strings in their lives, but do want someone to share drudgery.

So who will be brave enough to take this one on?

‘Gilty’ Food

Interest in food and cooking has never been stronger. It seems like every other TV programme is devoted to food or cooking, and people have had their expectations raised regarding what’s possible. A new idea from Germany seems to take this to a new level.

Esslack Food Spray allows you to graffiti your food or make it glitter like a pile of gold. It’s made from an edible dye and can be safety sprayed on anything.

So if you want a gold tomato or a silver mushroom, there’s nothing stopping you.

I’m not sure I’m personally keen on this idea (I prefer my food to look like what it is) but I can certainly see a novelty market for this. I haven’t seen this being sold anywhere in the UK yet, so it could be worth looking into if you have the right contacts or outlets.

Today’s National Day

NATIONAL LOOK A LIKE DAY!

PUBLISHERS NOTICE

Dear Streetwise Customer,

Imagine this…you load up an amazing piece of software on your PC or Laptop. It takes about 10 minutes. And then you wait.

Every now and again – perhaps two or three times a week – an icon flashes up on the screen, and when it does, that’s your signal to collect £100. Simple. No rush. No dramas.

Sound interesting?

You’re probably in a significant minority!

Believe it or not 99% of readers will pass up on this because it’s doesn’t sound like it makes enough money. It’s hard to resist the promise of tens of thousands of pounds. But give me five minutes now, and I’ll show you how these small ‘hidden’ amounts can really add up.

Matt Shaw, the guy who discovered this reveals HERE. 

Kind Regards

P.S. This comes with a 100% cast iron money back guarantee. There is absolutely no risk to you to take a look.

www.new-report.com

The complicated rules on claiming child benefit are landing some parents with shocking tax bills and causing administrative hassle. Since 2013 those who earn more than £50,000 a year have to pay back some of the child benefit they receive: £1 of every £100 earned over the threshold.

If you earn more than £60,000, you’ll need to repay all of it. One family has just had a £7,400 bill from HMRC because the sole earner was bringing home less than £50,000 a year, but his company car was classed as a benefit in kind, propelling him over the threshold. Be sure to register for child benefit if you earn over £50,000.

A stay-at-home parent who hasn’t won’t get National Insurance credits that build up their state-pension entitlement while they are looking after their children. Your children may also have trouble getting a National Insurance number if they’ve never been on the list.

If you earn over £50,000 then you sign up and pay the High Income Child Benefit Charge via your tax return. Earn over £60,000 and you still need to register, but you can opt not to receive the payments. You will still get any National Insurance credits due, but you won’t have to pay the tax charge.

Dinner With The Dead

When Na-yeon died four years ago aged seven, her mother, Jang Ji-sung, turned to technology to bring her back. Millions in South Korea tuned in to ‘Meeting You’, a television programme in which Jang donned a virtual-reality headset and sat down to her meal of seaweed soup with the avatar of her daughter.

The digital Na-yeon couldn’t respond to Jang’s words, but could ask “Where have you been, Mum? Did you think about me?” At one point, they appear to hold hands. “Maybe it’s a real paradise,” Jang said afterwards. “I met Na-yeon, who called my name with a smile. It was a very short time, but a very happy time.” 

Others aren’t so sure, saying ”Having this type of interaction through an avatar could present a real challenge for some people in accepting the reality of the death.” London-based Peter Trainor, founder of Us Ai, agrees.

He worked with James Dunn, a young man with a rare condition, to create an algorithm that would mimic Dunn’s personality after his death, aged 24. In the end, Trainor shut down the company, he says. “We were beginning to attract the wrong sort of attention.”

Today’s National Day

NATIONAL ALL IS OURS DAY!

PUBLISHERS NOTICE

Dear Streetwise Customer,

Imagine this…you load up an amazing piece of software on your PC or Laptop. It takes about 10 minutes. And then you wait.

Every now and again – perhaps two or three times a week – an icon flashes up on the screen, and when it does, that’s your signal to collect £100. Simple. No rush. No dramas.

Sound interesting?

You’re probably in a significant minority!

Believe it or not 99% of readers will pass up on this because it’s doesn’t sound like it makes enough money. It’s hard to resist the promise of tens of thousands of pounds. But give me five minutes now, and I’ll show you how these small ‘hidden’ amounts can really add up.

Matt Shaw, the guy who discovered this reveals HERE. 

Kind Regards

P.S. This comes with a 100% cast iron money back guarantee. There is absolutely no risk to you to take a look.

www.new-report.com

Britain’s equity-release market is expected to be worth more than £5bn this year: the number of people unlocking some of the value of their home in retirement continues to grow at rates of more than 20% a year.

But while this growth is understandable, with many people owning valuable properties by the time they retire but finding themselves short of disposable wealth, is equity release really the answer?

Downsizing may be a better option.

The allure of equity release is obvious. If you own an expensive property outright but need more money for everyday living expenses or home improvements, travel or helping out children, an equity-release plan offers real benefits.

You borrow money against the value of your house or, with some plans, sell a chunk of it. There are no repayments to make until after your death or you’ve moved into some form of care and the money is yours to spend how you wish. And you can stay in your own home.

However, there are substantial downsides. While the equity-release plan market is more competitive than in the past, the cost of products is still high compared with a conventional mortgage. The average borrower pays an interest rate of 4.55%, at least twice what you’d pay for a conventional home loan.

Moreover, as there is nothing to pay during your lifetime, your debt mounts up quickly due to the law of compound interest. There may be little or nothing to pass on to your heirs once the money is repaid on your death.

Another problem is that equity-release products can be constraining, particularly if your plans change. It may be difficult to move house, with extra charges to pay. You may struggle to make repayments during your lifetime, even if you want to reduce your debt.

Home-reversion plans, where you sell a chunk of your house rather than borrowing, are problematic too, since your property will effectively be valued at well below market value, reflecting the time that the equity-release provider has to wait to earn a return. Downsizing, by contrast, carries none of these headaches.

You simply sell your current property and buy a cheaper one, with the difference in value freeing up cash you use as you see fit. Your new house can be left to your heirs and there is no financial-product small print to worry about. For many older people, selling a large family home in order to move into a more modest property also has practical benefits. Smaller houses are easier and cheaper to maintain.

Nonetheless, downsizing isn’t right for everyone. If you don’t have a large property, moving to a smaller one may simply not be an option. The practicalities will also depend on the dynamics of your local housing market. How much can you sell for and what will a smaller property cost? And some people do not want the emotional wrench of leaving a much-loved family home.

Downsizing also carries costs. You’ll incur all the costs of moving house, including estate agents’ fees, solicitors’ costs and the removals firm’s charges. Plus you may have to pay stamp duty on the purchase price of a new house, though stamp-duty rates are lower on cheaper properties (and zero on purchases below £125,000).

The cheaper option Nevertheless, for most people, the total cost of downsizing is likely to be significantly lower than what your family effectively ends up paying through an equity-release product. The costs of moving house just do not compare to the cost of interest charges on a large loan rolled up over time.

In financial terms at least, downsizing is a better option than equity release for most people. If you’re willing and able to consider it, this should be the first thing you consider if you’re seeking to raise cash later in life. 

Today’s National Day

NATIONAL SORRY CHARLIE DAY!

PUBLISHERS NOTICE

Dear Streetwise Customer,

Imagine this…you load up an amazing piece of software on your PC or Laptop. It takes about 10 minutes. And then you wait.

Every now and again – perhaps two or three times a week – an icon flashes up on the screen, and when it does, that’s your signal to collect £100. Simple. No rush. No dramas.

Sound interesting?

You’re probably in a significant minority!

Believe it or not 99% of readers will pass up on this because it’s doesn’t sound like it makes enough money. It’s hard to resist the promise of tens of thousands of pounds. But give me five minutes now, and I’ll show you how these small ‘hidden’ amounts can really add up.

Matt Shaw, the guy who discovered this reveals HERE. 

Kind Regards

P.S. This comes with a 100% cast iron money back guarantee. There is absolutely no risk to you to take a look.

www.new-report.com